--- title: Corporate Umbrella Insurance -- Steers Insurance Brokers description: Commercial umbrella insurance provides an extra layer of liability insurance. It sits over your commercial general liability (CGL) policy and your automobile insurance. --- [**](https://www.facebook.com/steersinsuranceatlantic)[**](https://twitter.com/Steersatlantic)[**](https://www.linkedin.com/company/steersinsuranceatlantic/)[**](https://www.instagram.com/steersinsuranceatlantic/) [Home](https://www.steersatlantic.ca/) [Blog](https://blog.steersatlantic.ca/blog) [Steers NL](https://www.steersinsurance.com/) [Contact Us](https://www.steersatlantic.ca/contact-otc-insurance-brokers) 888-295-7474 [![steers-insurance](https://www.steersatlantic.ca/hs-fs/hubfs/steers-insurance.png?width=250&height=129&name=steers-insurance.png "steers-insurance")](http://otcinsurance.ca/) [![GET A QUOTE](https://no-cache.hubspot.com/cta/default/6109970/83e767f7-64ca-4507-b512-9802bad0d339.png)](https://cta-redirect.hubspot.com/cta/redirect/6109970/83e767f7-64ca-4507-b512-9802bad0d339) ![business-meeting-1446005-sm-2-1](https://www.steersatlantic.ca/hubfs/business-meeting-1446005-sm-2-1.png) ![Contractors Pollution-2058-72dpi-1-1](https://www.steersatlantic.ca/hubfs/Contractors%20Pollution-2058-72dpi-1-1.png) ![Marine Cargo 24843636_s-3-1](https://www.steersatlantic.ca/hubfs/Marine%20Cargo%2024843636_s-3-1.png) ![crime insurance 80155537-72dpi-1-1](https://www.steersatlantic.ca/hubfs/crime%20insurance%2080155537-72dpi-1-1.png) ![Condo living-room-2155353-72dpi-1-1](https://www.steersatlantic.ca/hubfs/Condo%20living-room-2155353-72dpi-1-1.png) ![Auto Ins Brunette-Teen-in-Red-Car-1](https://www.steersatlantic.ca/hubfs/Auto%20Ins%20Brunette-Teen-in-Red-Car-1.png) ![atvs-2751246-72dpi-1-1](https://www.steersatlantic.ca/hubfs/atvs-2751246-72dpi-1-1.png) ##### We've noticed you are located in Newfoundland and Labrador. If you're interested in our insurance offerings in that province, please visit [SteersInsurance.com.](https://steersinsurance.com) # Umbrella Coverage ##### Learn about Umbrella Insurance Coverage or get started with a quote. {alt=Umbrella Ins 99706107_s, height=565, max_height=565, max_width=848, size_type=auto, src=https://cdn2.hubspot.net/hubfs/6109970/Umbrella%20Ins%2099706107_s.png, width=848} #### Other Business Insurance Products # Umbrella Insurance Commercial umbrella insurance provides an extra layer of liability insurance. It sits over your commercial general liability (CGL) policy and your automobile insurance. With society becoming more litigious, commercial umbrella policies provide higher liability limits. As your personal net worth grows, your need for increased liability insurance also grows. Consider a case where your existing liability coverage is $1 million and you are successfully sued for $2 million.  Your umbrella coverage could make up the $1 million difference. Some examples of instances that could apply to your business are if: - A company party gets out of control and it results in various injuries and damages. As the business owner, you could be held responsible. - A business dispute does not get resolved and you are successfully sued. - Your employee has a vehicular accident with a doctor who is permanently impaired from continuing work. Steers Insurance offers commercial umbrella insurance for clients in Nova Scotia, New Brunswick and Prince Edward Island. 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